Join Us

Bordered by Parry Sound, Algonquin Park, Haliburton, Simcoe County and Georgian Bay, District 46 is the geographical gateway to the lakes and granite of the Precambrian shield. On January 1, 2007 Muskoka became an RTO/ERO District. Formerly a Unit of District 6, Muskoka's membership has grown due to local retirements and educators choosing to retire in our area. With a new manageable size and enthusiastic and hardworking volunteers Muskoka has become the District to watch. Our District has been well represented at Senate and on Provincial Committees, as well as providing an RTO/ERO President.  We warmly welcome those memebrs who wish to serve our Executive as Directors or volunteers for our Goodwill Services, Bursaries Program, and our Political Action committees. Nationally RTO/ERO has over 76,000 members nationwide and is a leader in advocating for Seniors issues.

Your retirement starts here. The link below will take you to the Provincial Web site.

Join the largest insurance provider for retired educators in Canada covering over 89,000 members and dependents.


  • Comprehensive health care coverage
  • Guaranteed travel coverage at no additional cost
  • Exclusive perks and discounts
  • Customized travel adventures
  • Our award-winning Renaissance magazine
  • Pension and political advocacy
  • Bilingual services 
  • Volunteer and job opportunities 

Since 1968, The Retired Teachers of Ontario/Les enseignantes et enseignants retraités de l’Ontario (RTO/ERO) has provided excellent programs and services for teachersschool and board administrators, educational support staff, childhood educators, child care professionals and college and university faculty in retirement.

A bilingual, non-profit organization, RTO/ERO provides a strong and active voice for over 72,000 members ranging in age from 46 to 109, including over 6,700 associate members.